WWIBWN ETF scenarios
What would an ETF investment be worth now?
Compare broad-market, growth, value, sector, dividend, bond and commodity funds through different market cycles.
SMH produced the largest current result in this category.
Different assets, stories and starting points to explore.
Historical returns do not predict future performance.
SMH
Semiconductor sector exposure before the AI trade accelerated.
2015-06-01 to 2026-10-09
XLK
Technology-sector exposure before mega-cap tech and AI dominated market leadership.
2015-06-01 to 2026-10-09
VGT
Concentrated technology-sector exposure through cloud computing, digital transformation and AI.
2015-06-01 to 2026-10-09
S&P 500 at the dot-com peak
A broad-market stress test from a painful March 2000 starting point.
2000-03-24 to 2026-10-09
QQQ at the dot-com peak
Nasdaq-100 exposure bought near the worst possible technology entry point.
2000-03-10 to 2026-10-09
QQQ
Nasdaq-100 exposure before mega-cap tech dominated.
2015-06-01 to 2026-10-09
Vanguard Morningstar Growth ETF
Broad U.S. growth ETF exposure.
2015-06-01 to 2026-10-09
ARKK
Actively managed disruptive-innovation exposure through a dramatic boom and reset.
2015-06-01 to 2026-10-09
VOO
A simple S&P 500 benchmark for long-term U.S. market returns.
2015-06-01 to 2026-10-09
SPY
The original S&P 500 ETF benchmark.
2015-06-01 to 2026-10-09
VTI
Total U.S. stock market exposure in one fund.
2015-06-01 to 2026-10-09
SCHD
Dividend-focused compounding compared with growth ETFs.
2015-06-01 to 2026-10-09
Vanguard Morningstar Value ETF
Broad U.S. value ETF exposure.
2015-06-01 to 2026-10-09
GLD
Gold exposure as a contrast to stocks and crypto.
2015-06-01 to 2026-10-09
IWM
Broad U.S. small-cap exposure through economic cycles and mega-cap technology dominance.
2015-06-01 to 2026-10-09
iShares 20+ Year Treasury Bond ETF
Long-duration U.S. Treasury bond ETF exposure through interest-rate cycles.
2015-06-01 to 2026-10-09
What shapes ETF returns?
ETF returns depend on the assets inside the fund, market cycles, fees, distributions, sector concentration and the starting valuation when the investment was made.
How to read these comparisons
Each scenario uses its stated starting date and historical market data. Results may differ from actual transactions because of fees, taxes, liquidity, currency movements, execution prices and data availability.
WWIBWN is educational only. Past performance does not guarantee future results.
Compare growth and value funds over matching dates to see how investment style changed the result.
Compare VUG with VTV